Dispencoins is a financial institution of immediate online credits where it is possible to get up to 400 euros in 10 minutes by simply filling out an application form through the Internet and you can use the money for what you want, since at no time are you going to ask you are going to do with the borrowed money. The maximum return period is 33 days and if you return the money in advance you will only pay for the time you have had it in your possession.
Dispencoins’s fast online credits can be obtained without a payroll, pension or proof of income and you will not need an endorsement or guarantor to dispose of the money, since they are unsecured loans.
Help me, I need a loan and have bad credit
To apply for loans for bad credit online with us, you just have to access our web page of online loan applications here and choose the amount of money you need and how many days you will have it.
Then, and once you click on the “Request” button, you will access the online application form that you will have to fill in with your personal data, your contact information and the desired access code on the website. Dispencoins will also show you a summary of the requirements necessary to be able to accept the loan application.
Once the online application form is sent you will be sent an email so that you know that the request has been made correctly and within 10 minutes will inform you of the acceptance of it. It is possible that in this period you will be asked for more information, in which case you will be able to send it by e-mail in a simple and fast way. If the application has been accepted, they will send you the money within a maximum of one hour in the case of being a new client and immediately if you have previously used their services.
Necessary requirements to make the request
In order to obtain fast money through the online credits of Dispencoins you will have to fulfill the following requirements :
- – Be of legal age and have an identity document such as a DNI or NIE.
- – Have a bank account in your name that has a debit card associated with it, which will be used to deposit and return the loan money.
- – Have an email account, which will be used to send notifications and documentation.
- – Have a mobile phone, which will be used to contact you if necessary.
- – Not be included in the Financial Credit Institutions defaulter registry.
Among the requirements is not to have an endorsement or guarantor, as they are unsecured loans and no guarantee is necessary to obtain the money. Likewise, you will not need a payroll, pension or proof of periodic income, since Dispencoins will not ask for it.
Finally, you will not have to do any type of paperwork to obtain the credit. If necessary, Dispón would contact you to ask you to send them a copy of a document to verify the information.
Immediate response to your request
The online application form to obtain online credits in Dispencoins is filled in a couple of minutes and within the next 10 minutes you will have an answer to it, being able to have the money immediately if the request has been accepted. In the event that you are a client that has already used the online credits of Dispencoins, you will have the money immediately, otherwise Dispencoins undertakes to send you the money within a maximum period of one hour, being the most normal thing that you have been sent the money to your bank account in half an hour.
Keep in mind that the money is sent by bank transfer, so depending on the banks of origin and destination this can be immediate in the case that they are the same entity or may take from 24 to 48 hours otherwise.
Return of credit online
The return of the money is made with a single fee at the end of the maximum return period. To return the loan money to Dispencoins, you have at your disposal 3 different ways you can choose:
- – Through a charge on your debit card, making it through the website of Dispencoins, as if it were an online purchase.
- – Through a bank transfer in one of the accounts available by Dispencoins.
- – Through a cash deposit in one of your accounts.
In the section of return of the credit online it is necessary to comment that it is possible to return the money in advance to the maximum term of return saving in interests or fees, since you are only going to pay for the time that you have the money in your power, being able to request the credit with the maximum term available and returning it as soon as you can within that period.
Advantages and disadvantages of the online credits of Dispencoins
The main advantages of Dispencoins online credits are the speed and simplicity to obtain them, since they are requested through an online application form and it is possible to have the money from 10 minutes once the request is sent. In addition, it is not necessary to perform paperwork to obtain them and its management is done entirely through the Internet, so you can get the money without leaving home.
You do not need a payroll, a pension or proof of income to be accepted for the loan, besides they are unsecured loans, so you do not need a guarantee to request them, being a great advantage in case of difficulties of paying the debt, and that you can not seize the assets that you have deposited as collateral.
It is possible to return the money in advance to the maximum return period saving on interest or fees since you will only pay for the time you have the money in your possession. The refund can be made in 3 different ways, being the most convenient through your debit card.
Finally, Dispencoins makes available to its recurring clients that they use the service correctly, better conditions and higher amounts to request, being able to have a kind of line of credit where you will only pay for the time you have borrowed money.
Particrediter offers personal loans without endorsement, where you can get fast money online and without the need for paperwork. To do this, consult the financial entities where they can be obtained from the list of loans that we have available.