Not only does the Bundeswehr offer interesting jobs, it also makes it a reliable employer. In addition to the basic military service, the volunteer soldiers can also opt for a temporary service. It is an additional, voluntary military service. The service can take up to 13 years. Even after the service, the soldier is still protected. He is entitled to measures that bring him into a civilian profession. In addition, a time soldier is highly qualified and therefore interesting for potential employers. He can take on higher tasks in the private sector due to his education, which also affects his income. But does that have an impact on a loan for timekeepers?
Credit for time soldiers
The banks do not see this situation as so rosy, because the employment of a time-soldier is only temporary. After serving, it is far from clear whether he will find work immediately. Therefore, the banks have difficulties with the pledge for a loan for timekeepers. Nevertheless, there are reasons for a positive credit decision. If the term of the loan does not exceed the service time, the time-soldier can hope for a loan. In this case, the loan is secured, because there is no threat of unemployment. The Bundeswehr is a safe employer, so that dismissal of the soldier is unlikely. If there are no problems with the creditworthiness, a loan can be realized.
After the service
If the time-soldier is about to finish his service and already has a new employer, the loan decision of the bank should be in favor of the temporary servant. Although the trial period could still be a hindrance, a loan is not completely excluded. Particularly positive would be the situation of the time soldier, if he would again find a job in the public service. This would simplify the matter considerably, because even as a civil servant or otherwise employed in the civil service, his job would be secured until retirement or pension.